Loan Against Securities

What is Loan Against Securities?

Loan Against Securities refers to a financial product where you pledge your investments (like shares, mutual funds, bonds, or insurance policies) as collateral to secure a loan.

Benefits of Loan Against Securities:

Quick Access to Funds: It provides immediate liquidity without selling your investments.

Lower Interest Rates: Compared to unsecured loans like personal loans, the interest rates are generally lower.

No Need to Liquidate Investments: You can leverage your securities for financial needs while still benefiting from market appreciation.