Worker's Compensation Insurance

 What is Worker's Compensation Insurance?

Worker's compensation insurance is a type of insurance that provides financial protection for employees who are injured or become ill due to their job. It covers medical expenses, rehabilitation costs, and lost wages during the recovery period.

Benefits of Worker's Compensation Insurance:

Medical: Covers the cost of medical treatment related to the injury or illness, including hospital stays, doctor visits, surgery, medications, and rehabilitation

Wage Replacement: If an employee is unable to work due to an injury, workers' compensation provides partial wage replacement, typically a percentage of the employee’s average weekly wage.

Death: In the unfortunate event of a worker’s death due to a workplace injury or illness, workers' compensation may provide benefits to the worker’s dependents, including a lump-sum payment and ongoing benefits for spouses or children.

Vocational Rehabilitation: If an injured worker is unable to return to their previous job, workers' compensation may cover the costs of vocational training to help them find new employment.